Buy Now, Pay Later Without The Fees

Shop Pay is a smarter way to pay over time. Shop pretty much anywhere and pay at your own pace without any fees, so you can get the things you love without breaking your budget.

How to buy with Shop Pay?

1. Fill your cart

1. Fill your cart

Choose Shop pay during checkout, then enter a few pieces of info for a real-time decision.

2. Choose how you pay

2. Choose how you pay

Choose Shop Pay monthly payment plan. You'll never pay more than you agree upfront.

3. Pay over time

3. Pay over time

Manage your payments through Shop Pay. You'll receive email and text reminders about your upcoming payments.

Learn more about Shop Pay Installments and payment terms here.

Rates range from 0–36% APR. Payment options through Shop Pay Installments are subject to eligibility approval and are provided by Affirm's lending partners. Options depend on your purchase amount, may vary by customer, and a down payment may be required.

For full terms, disclosures, and licensing information, please review the applicable payment disclosures provided during checkout.